Payments made easy

Get paid on time, every time, with text to pay

Give your customers the convenience of paying via text. Send secure payment links via text and collect payments in seconds.

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Trusted by over 150,000 brands worldwide

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Get paid faster

Speed up your payment cycles

Customers are more likely to pay, and pay faster, when it’s as simple as tapping a link in a text. Text to pay reduces friction at every step of the payment process.

  • Eliminate the delays of mailed invoices or login-required portals.

  • Collect payment within hours of sending a reminder.

  • Boost your daily cash flow with more on-time collections.

  • Use automation to trigger payments when it matters most. 

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Secure and compliant

Protect customer data with built-in security

Keep sensitive payment information safe with our enterprise-grade security features. Maintain compliance with industry regulations while providing a user-friendly payment experience.

  • Safeguard customer data with end-to-end encryption.

  • Maintain PCI DSS compliance for secure transactions.

  • Build trust with customers through secure payment options. 

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Customer satisfaction

Make payments feel effortless

Today’s customers expect mobile-first convenience, and text to pay delivers. Send a reminder and be done.

  • Give customers a fast, secure way to pay from their phone.

  • Confirm receipt instantly with branded follow-ups.

  • Let customers manage payments on their own terms, 24/7.

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Reduce manual workload

Streamline your billing operations

Free up your team from phone tag, follow-ups, and reconciliation headaches. Text to pay automates the back-and-forth and closes the loop without the lift.

  • Schedule recurring reminders for due dates or failed payments.

  • Automate payment links based on CRM or workflow triggers.

  • Track payment status and confirmations inside the same dashboard.

  • Cut down on call center volume and billing-related support tickets. 

Use cases

Payment is as easy as sending a text

Text to pay turns mobile messaging into a powerful revenue tool to drive faster, more consistent payments. 

Utilities & municipalities

Reduce late payments and call center load. Send due date reminders and balance summaries, and collect mobile payments with secure payment links.

Healthcare providers & clinics

Create a more modern, digital-first patient experience. Send secure links for co-pay, outstanding balance, or insurance shortfalls.

Professional Services

Remind clients about outstanding bills with SMS payment reminders and get paid faster when everyone is aware of payment terms and due dates.

Insurance providers

Improve collections for auto, life, renters, and business coverage. Send recurring payment requests for monthly or quarterly premiums while reducing support tickets.
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Multichannel messaging

A smarter way to collect payments, built into the messaging platform you already trust

Unlike generic payment tools or standalone texting apps, Sinch Engage brings your payment flow into the same platform you use for campaigns, reminders, and two-way conversations. That means fewer tools, faster setup, and more conversations.

  • Integrate messaging with your entire tech stack, with over 85 integrations across major email tools and business software.   

  • Migrate to RCS securely with RCS verification for branded communication.

  • Get 24/7 dedicated assistance from our knowledgeable support team.

99%

Delivery rate

98%

Average open rate

99%

Uptime for peace of mind

5 minutes

Average response time

Features

Streamline payments with text to pay

Send payment requests via SMS

Request payments from customers through a simple, secure text message. Increase payment convenience and reduce friction in the checkout process.

Customize payment links

Create branded, customizable payment pages for a seamless customer experience. Strengthen your brand presence and build trust with customers.

Track payment status in real-time

Integrate with your ERP to monitor the status of payment requests and get instant notifications upon completion. Stay informed about your cash flow and reduce manual follow-ups.

Integrate with your existing systems

Connect text to pay with your CRM, accounting, and other business tools. Streamline your operations and keep all your data in sync.

Ensure secure transactions

Protect your customers’ sensitive information with industry-leading security measures. Build trust and minimize the risk of data breaches.

Access detailed payment reports

Gain insights into your revenue recovery messaging performance. Make data-driven decisions to optimize your text to pay strategy.

FAQs

Common questions about text to pay

Text to pay is a payment method that lets businesses send customers an SMS with a link to a secure payment page. Customers can click the link and complete their payment using a credit card, debit card, or digital wallet, all from their mobile device. 

Businesses integrate a text messaging platform with their payment processor. When a payment is due, the system sends a personalized text with payment details and a secure link. The customer taps the link, enters payment info (or uses stored data), and gets confirmation instantly.

Yes, text to pay uses encrypted payment gateways and tokenized payment links. Reputable providers like Sinch Engage follow PCI compliance standards to protect customer data and prevent fraud.

Text to pay reduces friction at checkout, cuts down on late payments, and boosts on-time collection rates. It also lightens the load on billing and customer support teams by giving users a quick, self-service option. 

Text to pay is used across many industries, including healthcare (for copays and balances), utilities (for billing reminders), insurance (for premiums), retail (for cart recovery), and property management (for rent collection).

Customers can opt out at any time by replying with STOP or managing preferences through a provided link, depending on the platform’s compliance settings. 

See why thousands of companies use Sinch Engage

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