{"id":199932,"date":"2026-08-04T03:26:13","date_gmt":"2026-08-04T03:26:13","guid":{"rendered":"https:\/\/sinch.com\/engage\/customer-stories\/credor-online\/"},"modified":"2026-08-06T19:13:26","modified_gmt":"2026-08-06T19:13:26","slug":"credor-online","status":"publish","type":"engage_cust_stories","link":"https:\/\/sinch.com\/pt\/engage\/cases-de-clientes\/credor-online\/","title":{"rendered":"Como a automa\u00e7\u00e3o de SMS ajudou um credor online a acelerar as aprova\u00e7\u00f5es de empr\u00e9stimos"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Um credor online focado em ajudar pequenas e m\u00e9dias empresas a acessar capital rapidamente precisava de um processo de comunica\u00e7\u00e3o que pudesse acompanhar a velocidade de suas aprova\u00e7\u00f5es de empr\u00e9stimos. Com mais de uma d\u00e9cada de experi\u00eancia e mais de US$ 500 milh\u00f5es em financiamentos facilitados, a empresa construiu sua reputa\u00e7\u00e3o entregando decis\u00f5es mais r\u00e1pidas do que os credores tradicionais.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Para seus clientes, o tempo \u00e9 fundamental. Os propriet\u00e1rios de empresas frequentemente precisam de acesso r\u00e1pido a fundos, enquanto bancos tradicionais podem levar semanas ou at\u00e9 meses para processar uma solicita\u00e7\u00e3o. Esse credor tinha como objetivo aprovar empr\u00e9stimos dentro de 24 horas e, em muitos casos, os clientes que enviavam suas informa\u00e7\u00f5es de manh\u00e3 podiam receber uma aprova\u00e7\u00e3o at\u00e9 o meio-dia. Para manter essa velocidade, a equipe precisava de comunica\u00e7\u00f5es com o cliente que fossem igualmente responsivas.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Para dar suporte a esse objetivo, o credor implementou o SMS do <strong>Sinch Engage (anteriormente MessageMedia)<\/strong> com o Zoho CRM. A integra\u00e7\u00e3o deu \u00e0 equipe uma forma de automatizar as atualiza\u00e7\u00f5es aos clientes durante toda a jornada de solicita\u00e7\u00e3o, desde o envio inicial at\u00e9 a coleta de documentos e aprova\u00e7\u00e3o. Assim que uma solicita\u00e7\u00e3o \u00e9 recebida, os clientes recebem um e-mail de boas-vindas e um SMS, seguidos por uma liga\u00e7\u00e3o em segundos, ajudando a criar uma experi\u00eancia mais r\u00e1pida e conectada desde o in\u00edcio.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Atualiza\u00e7\u00f5es mais r\u00e1pidas durante toda a jornada do empr\u00e9stimo<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Com o SMS automatizado em vigor, o credor p\u00f4de manter os solicitantes informados em tempo real, sem adicionar trabalho manual para a equipe. As mensagens desempenharam uma fun\u00e7\u00e3o importante para ajudar os clientes a entender em que etapa do processo estavam e quais a\u00e7\u00f5es seriam necess\u00e1rias em seguida. A integra\u00e7\u00e3o tamb\u00e9m provou ser f\u00e1cil de implementar, dando \u00e0 empresa um forte sistema operacional sem exigir um trabalho extenso de desenvolvimento.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">De acordo com o Head de Tecnologia, a plataforma ajudou a empresa a construir um fluxo de comunica\u00e7\u00e3o mais robusto, ao mesmo tempo em que d\u00e1 suporte ao ritmo que seus clientes esperam. Isso \u00e9 importante em um ambiente de empr\u00e9stimos onde a capacidade de resposta pode influenciar diretamente a convers\u00e3o e a satisfa\u00e7\u00e3o do cliente.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Melhor engajamento com menos atrito<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Desde a ado\u00e7\u00e3o do Sinch Engage, o credor tem visto melhorias tanto na efici\u00eancia quanto no engajamento. A equipe agora tem melhor visibilidade do desempenho do SMS e pode identificar quais mensagens est\u00e3o bloqueadas ou precisam de refinamento. Essa percep\u00e7\u00e3o ajudou a empresa a melhorar a efic\u00e1cia do seu envio de mensagens, com uma taxa de sucesso relatada de 70% nas comunica\u00e7\u00f5es por SMS.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O engajamento do cliente tamb\u00e9m aumentou. O credor relatou taxas de contato mais fortes e disse que as campanhas de SMS em massa geram regularmente altos volumes de respostas, mantendo os agentes ocupados respondendo \u00e0s d\u00favidas dos clientes. Para uma empresa baseada em velocidade e servi\u00e7o, esse tipo de intera\u00e7\u00e3o imediata \u00e9 uma vantagem significativa.<\/p>\n","protected":false},"author":75,"featured_media":181507,"template":"","meta":{"_acf_changed":true},"customer_stories_industry":[],"customer_stories_products":[],"class_list":["post-199932","engage_cust_stories","type-engage_cust_stories","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Como a automa\u00e7\u00e3o de SMS ajudou um credor online a acelerar as aprova\u00e7\u00f5es de empr\u00e9stimos<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sinch.com\/pt\/engage\/cases-de-clientes\/credor-online\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Como a automa\u00e7\u00e3o de SMS ajudou um credor online a acelerar as aprova\u00e7\u00f5es de empr\u00e9stimos\" \/>\n<meta property=\"og:description\" content=\"Um credor online focado em ajudar pequenas e m\u00e9dias empresas a acessar capital rapidamente precisava de um processo de comunica\u00e7\u00e3o que pudesse acompanhar a velocidade de suas aprova\u00e7\u00f5es de empr\u00e9stimos. 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